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Personal Credit Cards

Personal Credit Card Products


We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards.
It’s the only card you need for everything you need to do.
Features:
  • No annual fee.
  • Low introductory rate for the first six months. 1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
 
Benefits:
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
 
Fees:
  • Other fees may be charged, these fees are listed on the downloadable application.
Features:
  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits:
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit the www.mypreferredpoints.com website or call (866) 678-5191.
  • 24-hour toll-free live customer assistance available at (800) 367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees:
  • Other fees may be charged, these fees are listed on the downloadable application. 
    • Type the information (or print it and then complete it using a blue or black pen)
    • then print the application (you cannot save the document, so print an extra copy for yourself). Paper applications are also available at our local branch office.
    • Fax your completed application to the Card Service Center at (877) 809-9162 or bring the completed application to your local branch.
Or mail your completed application to:
 
Card Service Center
PO Box 569120
Dallas, TX 75356-9120







1 Please see application for information about current APRs and fees.
 
*Credit card applications subject to review and approval by card issuer.  Not affiliated with SouthTrust Bank.