Foreign National Lending

Are you a foreign national looking to invest in US real estate? SouthTrust Bank offers specialized mortgage options designed to help you achieve your property ownership goals in the United States. With our Foreign National Loan programs, you can use your financial credentials from your home country to qualify for a mortgage, making it easier and faster to secure the property you want.

Our foreign national loans are ideal for international buyers looking to invest in US real estate or non-US citizens who frequently visit the US for work, education, or business. With SouthTrust Bank’s foreign national lending program, we provide a quicker, more direct path to securing financing for your new home.

To ensure a smooth and seamless experience, we’ve outlined some common requirements for foreign national borrowers:

• Valid visa and passport
• Good credit history from your home country or the US
• Verifiable income with a stable work history (typically 2 years of employment)
• Income statements for documentation
• Ability to make a down payment (usually 25-40% of the property price)
• Liquid cash reserves to cover closing costs and several months of mortgage payments

• Flexible Options: We offer loan programs tailored to your unique needs as an international buyer.
• Expert Guidance: Our team is experienced in working with foreign nationals and can assist you through every step of the loan process.

Ready to make your real estate investment in the US? Reach out to SouthTrust Bank today to explore your options and get started with your Foreign National Loan. Let us help you turn your dream of owning property in the US into a reality.