Personal Checking
SouthTrust Bank offers top notch personal and business deposit products. We have updated to NEW depository accounts to better serve your needs. We have courteous professionals who know you and understand your need for a positive banking relationship. We are dedicated to providing you the finest in financial services possible.
Checking Account Features:
- Free Debit Card --------- (replacement cards $5.00)
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking
- Free eStatements with online check images
- SouthTrust Bank now offers Early Pay!*
*We may elect to post your ACH credits up to one day earlier at no additional charge. Direct deposits and early payment of funds are not guaranteed and are subject to the timing of originator funding. SouthTrust Bank cannot control when the ACH files are submitted by the originator.
|
Product |
Simply Free Checking |
Direct Interest Checking |
50+ Interest Checking |
Premier Interest Checking |
|---|---|---|---|---|
|
Account Description |
A free account for everyone! |
Earn interest with the convenience of direct deposit or any automatic payment! |
A perfect account for customers 50 and over! |
An account for those interested in higher interest! |
|
Minimum Opening Balance |
$25 |
$25 |
$25 |
$25 |
|
Minimum Balance |
No minimum balance |
No minimum balance |
No minimum balance |
$1,500 minimum daily balance |
|
Service Charge |
No monthly service charge |
No monthly service charge |
No monthly service charge |
$10 monthly charge if minimum daily balance falls below $1,500 |
|
Interest |
N/A |
Competitive interest |
Competitive interest |
Higher interest rate with a balance of $1,500 or more. Competitive interest if balance falls below $1,500. |
|
Checks |
N/A |
N/A |
Free first box of checks |
Free personalized checks |
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
We do not charge for mobile banking, however, your cellular carrier message and data rates may apply.