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Personal Checking

SouthTrust Bank offers top notch personal and business deposit products. We have updated to NEW depository accounts to better serve your needs. We have courteous professionals who know you and understand your need for a positive banking relationship. We are dedicated to providing you the finest in financial services possible.

Checking Account Features:

Product

Simply Free Checking

Direct Interest Checking

50+ Interest Checking

Premier Interest Checking

Checking Account Offerings

Account Description

A free account for everyone!

Earn interest with the convenience of direct deposit or any automatic payment!

A perfect account for customers 50 and over!

An account for those interested in higher interest!

Minimum Opening Balance

$25

$25

$25

$25

Minimum Balance

No minimum balance

No minimum balance

No minimum balance

$1,500 minimum balance

Service Charge

No monthly service charge

No monthly service charge

No monthly service charge

$10 monthly charge if minimum balance falls below $1,500

Interest

N/A

Competitive interest

Competitive interest

Higher interest rate with a balance of $1,500 or more.

Competitive interest if balance falls below $1,500.

Checks

N/A

N/A

Free first box of checks

Free personalized checks

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening upon opening account.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented upon opening account.
Ask us for details. Bank rules and regulations apply.